Property Insurance

Standard Fire and Special Perils policy

Standard Fire and Special Perils policies provide coverage against financial loss or property damage caused by a fire or other covered perils.

What does it cover?

  • Fire, Bush Fire & Lightning
  • Explosion/Implosion
  • Aircraft Damage & Impact damage
  • Riot, Strike, Malicious Damages & Terrorism
  • Storm, Tempest, Cyclone, Typhoon, Hurricane, Tornado, Flood and inundation
  • Subsidence, Landslide and Rock slide
  • Missile Testing operations
  • Bursting and/or overflowing of Water Tanks, Apparatus and Pipes
  • Leakage from Automatic Sprinkler Installations

Bharat Grih Raksha Policy

Bharat Griha Raksha Policy provides coverage for residential buildings and household contents against loss or damage caused by fire and allied perils such as natural catastrophes, riots, explosions, and other insured risks.

Bharat Sookshma Udhyam Policy

Bharat Sookshma Udyam Suraksha Policy covers loss or damage to property of micro enterprises due to fire and allied perils, protecting buildings, plant, machinery, stock, and other assets at insured business locations.

Bharat Laghu Udyam Policy

Bharat Laghu Udyam Suraksha Policy provides fire and allied perils coverage for small enterprises with higher asset values, covering buildings, machinery, stock, and other business property against insured perils.

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