The Public Liability Insurance Act, 1991

What is Public Liability Insurance?

Public Liability Insurance is designed to protect your business against claims resulting from accidents or injuries that occur as result of your business activities, as well as accidental damage to property owned or controlled by someone else.


Public Liability, Act

An Act to provide for public liability insurance for the purpose of providing immediate relief to the persons affected by accident occurring while handling any hazardous substance and for matters connected there with or incidental there to. 1. ... —(1) This Act may be called the Public Liability Insurance Act, 1991.

Product Liability Insurance

The product liability insurance covers any legal liabilities to third party arising out of injury or harm due to a product sold by a business. It covers the following: Bodily injury, illness or accidental death to a third party. Accidental damage to third party property.

Commercial General Liability

A Commercial General Liability (CGL) insurance policy is designed to protect businesses against any legal liability that involves paying compensation for damage or injuries incurred by a third party from your routine business operations

Workmen's Compensation Insurance

For all manufacturing units with more than 20 employees, having a Workmen's Compensation Insurance is mandatory to have insurance benefits for workers or employees as per the Employees' State Insurance Act, 1948

The policy covers statutory liability of an Employer for death or bodily injuries caused to employees due to accidents arising out of and in the course of employment. Cover For: Death. Permanent total disablement.

Kidnap, Ransom and Extortion Insurance

Kidnapping, extortion, detention and hijacking are now global phenomena. There is no doubt that prevailing political turmoil; unrest, bad governance, poverty and above all terrorism are fuelling these unfortunate events

Key Feature :
Kidnap, Ransom & Extortion Insurance covers below contingency
Wrongful Detention
Hijack
Extortion against Products, Property, Proprietary Information Computer
System and People

Burglary Insurance

Burglary insurance is a type of insurance policy that recompenses for loss or damage caused to the insured property and valuable items such as jewellery, cash, stock of goods, furniture, etc. due to housebreaking or burglary

Plate Glass Insurance

Plate glass insurance covers accidental breakage of and damage to glass on business premises. It is not uncommon for glass fixtures on a business premise to break due to an accident or some other reason